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Financing of a project, aiming at speeding the performance of investments by means of the granting of funds during the period of a long-term structuring operation. This is granted in specific cases, at discretion of BNDES
analysis.
 Types of Financial Support
Direct or indirect non-automatic, associated to a long-term operation to be performed by means of a direct or mixed support. In the latter case, relatively to the direct portion.
Interest Rate
· For direct support: Financial Cost + BNDES Fees + Credit risk rate
· For indirect support: Financial Cost + BNDES Fees + Financial intermediation rate + Accredited Financial Institution Fees
 Financial Cost
Fixed fee of 14,5% p.a.
BNDES
Fees
Defined in accordance with the financing lines in BNDES operations, plus, at least, one percentage point per annum in relation to BNDES fees, into which the bridging loan operation fits. In case the bridging loan operation fits into more than one financing line, BNDES highest fee should be considered, plus, at least, one point percentage per annum.
 See: Applicable financial conditions in accordance with the financing lines
Credit Risk Rate
From 0.46% p.a. to 3.57% per annum, in accordance with the beneficiary's risk, taking into consideration that the credit risk rate will be that of the project for structured operations under project finance modality, that of the financial institution in case there is a bank guarantee, or that of the guarantor in case of surety by a legal entity, non-financial institution.
Accredited Financial Institution Fee
Negotiated between the accredited financial institution and the client.
Financial Intermediation Rate
0.5% p.a.
Obs.: Operations with micro, small and medium enterprises are exempt of the financial intermediation rate.
Other Charges
BNDES collects financial charges and commissions specific to the characteristics of its operations, such as commission of studies and structuring, which should be fully paid at the project presentation or discounted from the first disbursement of funds.
See: How to apply financial charges and commissions on BNDES
operations.
Maturity
Defined in function of the time forecasted to the long-term structuring operation, limited to the date estimated by BNDES for beginning of the project's commercial operation, or the data of the first disbursement of funds in a long-term operation.
Addressing
Requests for support are forwarded to BNDES by means of a Consultation-Letter completed in accordance with the directions in the
Guide on Information for Previous Consulting
- addressed by the interested enterprise or by means of the
accredited financial institution
of its preference, to:
Banco Nacional de Desenvolvimento Econômico e Social - BNDES
Área de Planejamento-AP
Departamento de Prioridades-DEPRI
Av. República do Chile, 100 - Protocolo - Ground Floor
20031-917 - Rio de Janeiro, RJ
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