Financing to lessor enterprises, without limit in value, for the acquisition of new domestically manufactured machinery and equipment, accredited with BNDES, for merchant leasing operations. The financing is granted to the lessor enterprise for the acquisition of goods, which will be simultaneously leased to the user enterprise, the lessee.
 Interest Rate
Financial Cost + BNDES Fee + Financial Intermediation Rate + Accredited Financial Institution Fee.
 Financial Cost
Long Term Interest Rate - TJLP;
BNDES Monetary Unit [UMBNDES] - see Currency
Basket; and
US Dollar.
The financial cost will be TJLP, except in operations for the acquisition of machinery and equipment presenting a nationalization index, in value, lower than 60%, in case the financing value is based on the total value of the asset, when it will be applied UMBNDES variance plus Currency Basket charges, or the US Dollar variance plus Currency Basket charges, at the percentage of 100% (one hundred per
cent).
BNDES Fee
2% p.a.
Financial Intermediation Rate
0.8% p.a.
Accredited Financial Institution Fee
Negotiated between the accredited financial institution and the
lessee.
Maturity
The term of the operation will be defined by the Lessor, in function of the payment capacity of the Lessee and the economic group to which it belongs, limited to a maximum term of 60 (sixty) months, with the exceptions below.
Operations with independent cargo carriers: up to 72 months;
Bodies for garbage collection vehicles: up to 36 months;
Vehicles on tires for passenger transport:
- Acquisition of vehicles linked to NON-INTEGRATED or NON-RATIONALIZED SYSTEMS: up to
72 months;
- Acquisition of vehicles for ROADWAY TRANSPORT: up to 72 months;
- Acquisition of vehicles linked to INTEGRATED or RATIONALIZED SYSTEMS: maximum terms differentiated in accordance with the type of vehicle, as table below:
| Type of Vehicle - Passenger Bus |
Maturity (months) |
| INTEGRATED OR RATIONALIZED SYSTEMS (a) |
| conventional and micro with steps |
72 |
| non-standard back motor (b) and micro, with access (c) |
84 |
| standard and articulated with steps |
96 |
| standard and low floor articulated, bi-articulated (d) and electric |
108 |
| NON-INTEGRATED OR NON-RATIONALIZED SYSTEMS
and ROADWAY TRANSPORT |
72 |
Notes:
(a): conditions valid for integrated systems or for the portion of urban transport services rationalized in accordance with the Transport Management Plan.
(b): non-pneumatic suspension, doors lower than 1.10m width, front door off the front pivoting.
(c): vehicles meeting the provisions of Decree 5.296, of 12.02.2004.
(d): low floor bi-articulated or with steps.
Operations requiring a higher term other than the one established herein should, necessarily, be qualified upon a Previous
Consulting.
Share Level
In accordance with the financing line.
| Financing Lines |
Investments Supported |
Maximum Participation |
Micro, Small and Middle Companies
(MPME)
Leasing of Capital Goods |
Acquisition, by leaseholding MPMEs, of national machines and
equipment, new. |
100% |
| Leasing of Capital Goods |
Acquisition, except by MPMEs, of national machines and
equipment, new. |
100 |
Collaterals
Pledge to BNDES of credit rights represented by a leasing agreement.
Addressing
Go to an accredited financial institution operating a leasing portfolio, bearing the technical specification (budget or technical/trading proposal) of the asset to be financed. The institution will inform you about the necessary documentation and will analyze the possibility of credit granting. After approved by the institution, the operation will be addressed for approval and subsequent release of funds.
In case of operations:
of values exceeding R$ 10 million;
requiring terms higher than those established;
for the acquisition of machinery and equipment presenting a nationalization index, in value, lower than 60%, in cases in which BNDES share level applies on total value of the equipment; and
for the acquisition of urban transport non-conventional vehicles, and for garbage collection vehicles under an integrated collection, treatment and final disposition program.
the parties interested should consult previously BNDES, by means of the chosen accredited financial institution, addressing their applications in accordance with the guidance included in Annex VIII of Circular no.
196, of 08/04/2006, to:
Banco Nacional do Desenvolvimento Econômico e Social [BNDES]
Área de Operações Indiretas [AOI]
Departamento de Financiamento a Máquinas e Equipamentos [DEMAQ]
Av. República do Chile no 100 - 17o andar - Centro
20031-917 - Rio de Janeiro - RJ
See:
Financial
projects and endeavors, items that are financeable and
ineligible for support
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